360-degree customer view
With direct access to account and fiscal data, we instantly verify real income, loans in progress, savings and expenses.
We identify red-flags such as hidden accounts or loans, unauthorized account overdrafts.
Machine-learning model to predict default.
Developed in partnership with world-class researchers and trained on hundred of millions of transactions.
Gini : 73 %
Appetence scores by product family : funds, savings products, premium cards.
45 mn overall.
Time & resources spent in value-added activities.
No data loading and errors.
ISO 27 001 and PSD2 compliant aggregation.
No more documentary fraud.
Credit risk reduction.
In line with traditional non digital conventions.
Non black-box scoring.
Less drop-out, more conversion.
Meeting customer demand for digital services.
A few hours maximum.
No need to change existing customer routes.